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Anticipated Endowment Assurance Scheme - Sumangal

An Anticipated Endowment Assurance Scheme which is also known as Money Back Policy.

Insurance cover starts from the date of acceptance of the Proposal

  • Survival benefits is paid to the insurant periodically (Such payments will not be taken into consideration in the event of unexpected death of the insurant and the full sum assured with accrued bonus is payable to the assignee, nominee or legal heir).

  • Two type of policies i.e. 15 year term and 20 year term.

  • In case of 15 years term policy the minimum Age at entry is   19 years and maximum Age at entry is 45 years.

  • In case of 20 years term policy, the minimum Age at entry is 19 years and maximum Age at entry is 40 years.
    • Maximum Sum assured is Rs.5 lac
    • No loan facility
    • No surrender value is payable
    • Assignment facility is available
    • Nomination facility available
    Survival benefit payable
    15 year Policy 20 Year Ploicy Benifits Paid
    at the end of 6 years at the end  8 years 20% of sum assured
    at the end of 9 years at the end 12 years 20% of sum assured
    at the end of 12 years at the end 16 years 20% of sum assured
    at the end of 15 years at the end 20 years 40% of sum assured

    "Best suited if you need Periodical Returns"


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