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Rural Postal Life Insurance - Gram Sumangal

An Anticipated Endowment Assurance Scheme which is also known as Money Back Policy

  • Insurance cover starts from the date of acceptance of the proposal.

  • Survival benefit is paid to the insurant periodically

(Such payments will not be taken into consideration in the event of unexpected death of the insurant and full sum assured with accrued bonus is payable to the nominee).

  • Two type of policies i.e. 15 years term and 20 years term.

  • Minimum age at entry is 19 years and maximum age at entry is 40 years

  • Maximum sum assured is Rs. 3 lakhs

  • No loan facility

  • No surrender value is payable

  • Nomination facility is available.

  • Assignment facility is available.

  • Survival benefit is payable as under:

                            15 years       20 years

  • at the end of 6 years          8 years 20% of Sum Assured

  • at the end of 9 years         12 years 20% of Sum Assured

  • at the end of 12 years       16 years 20% of Sum Assured

  • at the end of 15 years       20 years 40% of Sum Assured                               With bonus



Contact Us
Customer Care Centre (PLI)
O/o the Chief Postmaster General
Kerala Circle
Thiruvananthapuram 695033
Phone: 0471-2305252/2560756
e-mail: ddmpli.keralapost@gmailcom

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